Meet the Target Circle Card: All The Same Perks + $50 Off a $50 Purchase!

Target Circle Card

Attention Target shoppers! You may have noticed a change in the name of one of our favorite store credit cards. Say hello to the new Target Circle Card, formerly known as the Target RedCard!

But don’t worry, despite the name change, you’ll still enjoy all the perks and discounts you’re accustomed to. With the Circle Card, you’ll continue to save 5% on your purchases every day, enjoy FREE 2-day shipping on most items, and benefit from extended return windows.

And, if you’re already a proud owner of a Target RedCard, no action is required as you’re already enrolled for the Circle Card!

For a limited time, Target is offering NEW Circle Card holders a whopping $50 off a $50+ purchase – valid on the debit and credit card options!

The $50 off coupon will be mailed to approved cardholders with their Circle Card. Once your Circle Card has been activated, you will have 30 days to redeem your coupon.

Target list with red card

In addition to the Credit and Debit Cards, Target offers a third option – the Target Circle Card Reloadable Account. You can score a $50 credit when you open a Circle Card Reloadable Account and spend $50 at Target!

This card offers all the same benefits as the other Circle Card options, but it doesn’t require a credit check or bank account! To get a Reloadable card, you must be 18+ years old, have a valid email address, and provide your Social Security Number to verify your identity.

The Target Circle Card Reloadable Account is similar to Target’s Debit Card, but instead of linking to your checking account, your Target Circle Card Reloadable Account can be preloaded with cash at Target.

Note the statement credit will be posted to the account within 30 days of the $50 transaction. You must spend $50+ in one transaction at a Target store or, and you cannot get cash-back on the $50 transaction, as this voids the transaction from qualifying for the credit. Limit one $50 credit per customer.

Target Circle Card
You can also get your paycheck or government benefits up to two days early when you set up direct deposit on your Reloadable Account. This service is totally free for cardholders! In fact, there aren’t many fees associated with the Circle Card Reloadable Account at all, as there is no annual fee, and reloading your card is free, too!

If you want to use the “Money In Minutes” feature of the Mobile Check Capture service to reload your account, that will incur a fee. You can choose the “Money in Days” option to avoid this fee.

Reloadable Circle Card holders can use the in-network Allpoint ATMs at Target for any withdrawals to avoid ATM fees. Be sure to review this list of all the Circle Card Reloadable fees before using your card!

woman holding a Target red card over a shopping list

What’s the best part about having a Target Circle Card?

Target’s 5% off Circle Card discount will also stack with the already discounted sale or clearance items and Target Circle offers so that you can scoop up all the Target deals your heart desires at the best prices!

Why wouldn’t you want to save a little extra on the items you’re already buying? 🤷‍♀️ And because now you can opt for the Credit, Debit, or Reloadable Card version and still get all the SAME perks, a Target Circle Card is really a no-brainer!

Target Red Card on Target Shopping List

Applying for a Target Circle Card Credit or Debit Card is really easy, too!

You can apply conveniently and quickly online – the entire application process should take less than 15 minutes!

If you’re not interested in another credit card, consider applying for the Circle Card Debit Card instead. There’s no credit check needed, and it’s totally free. The Circle Card Debit Card gets linked with your existing checking account. You can also withdraw up to $40 cash at the in-store checkout.

Regardless of your card type, you don’t have to worry about paying any annual fee! 🙌

Hand holding Target redcard in front of a computer screen with a Hip2Save mug

Here are all of our favorite perks (some restrictions apply):

  • Save an extra 5% daily on Target purchases when you pay with your Circle Card – in-store AND online!
  • Store your Circle Card info in the Target app for a faster checkout experience!
  • FREE 2-day shipping on most items on – no minimum purchase!
  • Early access to special events, products & promotions – just for Circle Cardholders!
  • Extended returns – additional 30 days, excludes Optical and non-returnable items!
  • Exclusive extras, including special items & offers!
  • Save 5% off specialty gift cards for travel, restaurants, movie tickets, and more!
  • Save 5% when you use your Circle Card at any in-store Starbucks location!

Save even more with these hot Target deals!

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