Money

The Thinning U.S. Stock Market and Hedging Concentration Risk

There are about half as many stocks trading in the U.S. today as there were in 1996 — 4,010 vs.…

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How to Measure Portfolio Complexity

I recorded a new YouTube video this week about the various benefits of a simplified retirement portfolio and how to…

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Spreadsheet of the Gods

I recently had lunch with a former coworker. He was on the interview team that hired me years ago, and…

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The Bull Market Runs Until it Doesn’t

I follow an X/Twitter account that regularly posts the following chart, updating it frequently. The chart compares the Nasdaq’s performance…

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Managing a Workhorse Dividend Stock Portfolio

For almost three decades, I built an income-producing portfolio of dividend stocks and ETFs to support my targeted early retirement. …

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Lifestyle Dividends – Retire Before Dad

When I’ve written about dividends over the years, it’s been about cash payouts from stocks, funds, and alternative investments. But…

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How to Prepare for the Next Crisis While Times are Good

Crises come around every so often — personal crises, family crises, national crises, political crises, market crises, and global. The…

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7 Lessons From 30 Years of Investing

My Uncle gave me my first share of stock for my birthday in May of 1995. That one share of…

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How to Build Lifetime Income Without Annuities

Have you heard advertisements about creating lifetime income for a secure retirement? I’m always skeptical about annuities because they are…

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Roth IRA Contributions from a Taxable Brokerage Account

A fundamental strategy for any U.S.-based DIY retirement planner is to accumulate as much retirement money as possible in a…

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